Elder Law and Medi-Cal (Medicaid) Planning

 

 

Elder law in California covers a wide range of issues including Medi-Cal planning, asset protection, VA benefits, incapacity planning, planning for long-term care needs and traditional estate planning.

With life expectancies at all-time highs, more and more people in the Bay Area will require some form of long-term care in the future, ranging from in-home assistance to long-term nursing home stays.

Unfortunately, Medicare and Private Health Insurance does not cover these costs—which are typically in excess of $8,000 a month.  It’s no wonder many families run out of money within the first year when faced with a prolonged nursing home stay. 

There’s no greater frustration or heartbreak for a senior to watch their entire life savings (and the inheritance they worked so hard to leave to their family), get eaten up by long-term care expenses.  

Fortunately, there are a number of options to protect your assets (or those of your loved ones), while preserving your independence and the level of care you need.

The attorneys at Chillag & Associates can help you qualify for Medi-Cal Benefits  to cover these ongoing expenses. Using trusts and asset protection strategies afforded by the state of California, your loved one may be able to enjoy government benefits without “spending down” all of their assets or losing everything they own.

Planning can also be done to avoid a health care crisis in the future.  Our Menlo Park attorneys can help you design a solid estate and incapacity plan that guarantees facing the golden years without worry or financial struggle.   This may include:

·      Disability planning

·      Long-term care insurance

·      Estate planning

·      Asset protection

We are here to assist you with all of your long-term care planning needs.  For more information or immediate assistance, please call our office at (650) 321-6796 and ask to schedule a Medi-Cal Planning Session.

Free Elder Law & Medi-Cal Planning Resources

 

FREE GUIDE:  Surviving The ‘Sandwiched’ Years:  How To Protect Your Parent’s Assets, Honor Their Wishes & Provide Long-Term Care….Without Losing Your Money—Or Your Mind!

Get a head start navigating the complicated world of long-term care. In Nancy Chillag’s free e-book, you will learn how to qualify for Medi-Cal to cover long-term care costs (regardless of how many assets your parents have!), the key documents you need to manage your parents’ affairs in a medical crisis and how to ensure your parents estate plan will work when they need it the most.   Access it FREE by CLICKING HERE.

 

FREE GUIDE:  Paying For Nursing Home Care: A Guide To Medi-Cal Planning

Paying for nursing home care is a challenge for families of all financial backgrounds.  With long-term care costs running in excess of $8,000 in the San Francisco Bay Area, it's important to know your options and how to access important benefits such as Medi-Cal to offset the costs that Medicaid or private health insurance fail to cover. Download this free report by Nancy Chillag and learn how to qualify for Medi-Cal benefits without having to "spend down" all of your assets or selling everything you own.  Access it FREE by CLICKING HERE.